Not sure which phone to take on lipa polepole? We have grouped our phones by what people actually ask for in the shop: the smallest deposit, the longest battery, the best camera, a phone that survives water, gaming, and 5G. Every phone links to its page with the payment tables. Collect in Nairobi CBD, or we deliver.
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Table of Contents
How to use this page
Start with what matters most to you, then open two or three phones and compare their tables. The cash price is on each phone, and the deposit and daily, weekly, or monthly amounts are right under the description.
Some people call this lipa mos mos or lipa mdogo mdogo; others ask for buy now pay later or lipa later. It all works the same here: a deposit first, then small payments.
Phones grouped by need
Smallest deposit: a first smartphone
Infinix Smart 10 – 3GB+64GB or 4GB+128GB
The Infinix Smart 10 is a first Android for calls, WhatsApp, M-Pesa, and YouTube. It has a 120Hz screen, a 5,000mAh battery, and a 3.5mm jack, without the 50MP camera or 45W charging of a Hot. You can take it on Plan 1 (low deposit, daily), Plan 2 (fixed term, daily) and Plan 3 (flexible monthly).
Tecno Pop 20 – 4GB+64GB or 4GB+128GB
The Tecno Pop 20 is a simple first Android with a 6.75-inch 120Hz screen, a 5,000mAh battery, FM radio, and Android 15. The page shows Plan 1 (low deposit, daily), Plan 2 (fixed term, daily) and Plan 3 (flexible monthly).
itel A200 – 3GB+128GB
The itel A200 is the entry A-series we stock in 3GB+128GB, with a 6.75-inch 120Hz screen and a 5,000mAh cell. The page shows Plan 1 (low deposit, daily) and Plan 3 (flexible monthly).
ZTE A36 – 2GB+64GB or 4GB+64GB
The ZTE A36 is the entry 4.5G Blade we stock when someone wants a tall 6.75-inch 90Hz screen, a 5,000mAh cell, and a face unlock without paying for the 13MP A56. Plans on this phone: Plan 1 (low deposit, daily) and Plan 3 (flexible monthly).
Realme Note 60X – 3GB+64GB, 4GB+64GB, or 4GB+128GB
The Realme Note 60X is the entry Note: the same 6.74-inch 90Hz screen and T612 chip as the Note 60, with an 8MP camera and cuts from 3GB+64GB. The page shows Plan 1 (low deposit, daily) and Plan 3 (flexible monthly).
vivo Y05 – 4GB+64GB or 4GB+128GB
The vivo Y05 is the entry Y we stock for a first phone or a parent: a 6.74-inch 120Hz screen, a 6,500mAh cell, and a tray that holds two SIMs plus a memory card. Open it for the Plan 1 (low deposit, daily) and Plan 3 (flexible monthly) tables.
Longest battery
Redmi Note 17 Pro 5G – 8GB+256GB or 8GB+512GB
The Redmi Note 17 Pro 5G is the endurance 5G Note: a 6.83-inch 1.5K 120Hz AMOLED, a Snapdragon 6s Gen 4, and an 8,340mAh cell with 67W charging. Open it for the Plan 1 (low deposit, daily) and Plan 3 (flexible monthly) tables.
vivo Y500 – 6GB+256GB or 8GB+256GB
The vivo Y500 is the bright-screen, long-cell 4G Y we stock: a 6.83-inch 1.5K AMOLED, an 8,100mAh pack, and a Sony 50MP main camera. You can take it on Plan 1 (low deposit, daily) and Plan 3 (flexible monthly).
Realme C100d – 4GB+128GB or 6GB+128GB
The Realme C100d is the 45W big-cell C100 in 4GB+128GB and 6GB+128GB, with an 8,000mAh battery and a 50MP camera. Open it for the Plan 1 (low deposit, daily) and Plan 3 (flexible monthly) tables.
OPPO A6 – 6GB+256GB or 8GB+256GB
The OPPO A6 is the big-battery 4G A-series: a 6.75-inch 120Hz screen, a 7,000mAh cell, and 45W charging in a tough IP69 body. The page shows Plan 1 (low deposit, daily), Plan 2 (fixed term, daily) and Plan 3 (flexible monthly).
Best camera
Tecno Camon 50 Ultra – 8GB+512GB
The Tecno Camon 50 Ultra is the 5G camera Tecno: a curved 1.5K AMOLED, a Sony 50MP main with OIS, a real 50MP 3x telephoto, and a 50MP selfie. Open it for the Plan 1 (low deposit, daily), Plan 2 (fixed term, daily) and Plan 3 (flexible monthly) tables.
vivo V70 – 8GB+256GB
The vivo V70 is the compact camera vivo we stock: a flat 6.59-inch 1.5K AMOLED, a real 50MP ZEISS telephoto with optical zoom, and a 6,500mAh cell that fills on 90W. The page shows Plan 1 (low deposit, daily) and Plan 3 (flexible monthly).
OPPO Reno 15 – 12GB+512GB
The OPPO Reno 15 is the camera Reno we stock: 12GB + 512GB, a 50MP main and a 50MP 3.5× telephoto, both with optical stabilisation, and Safaricom 5G. You can take it on Plan 1 (low deposit, daily) and Plan 3 (flexible monthly).
Redmi Note 15 Pro+ – 8GB+256GB
The Redmi Note 15 Pro+ is the Kenya 5G Pro: a 6.83-inch 1.5K 120Hz AMOLED, a Snapdragon 7s Gen 4, and the same 200MP OIS camera as the 4G Pro with 100W in the box. Plans on this phone: Plan 1 (low deposit, daily) and Plan 3 (flexible monthly).
Infinix Note 60 Pro – 8GB+256GB
The Infinix Note 60 Pro is a slim 5G phone with a sharp 1.5K AMOLED screen, a stabilised 50MP camera, and a 6,000mAh battery that charges full in about 35 minutes. You can take it on Plan 1 (low deposit, daily), Plan 2 (fixed term, daily) and Plan 3 (flexible monthly).
Survives rain and dust
Realme C75 – 8GB+128GB, 8GB+256GB, or 8GB+512GB
The Realme C75 is a tough 4G phone with a sharp 6.72-inch Full HD+ screen, a 50MP camera, and an IP69 body that can take rain, dust, and a rinse at a stall. The page shows Plan 1 (low deposit, daily) and Plan 3 (flexible monthly).
vivo Y21d – 4GB+128GB, 6GB+128GB, or 6GB+256GB
The vivo Y21d is the sealed, colourful 4G Y we stock: a 6.68-inch 90Hz screen, IP68 and IP69+, and a 6,500mAh cell with 44W. You can take it on Plan 1 (low deposit, daily) and Plan 3 (flexible monthly).
itel Power 80 – 4GB+128GB
The itel Power 80 is the rugged itel: a 7,000mAh cell, IP68 and IP69, and a cage frame itel rates for a two-metre drop, in 4GB+128GB. You can take it on Plan 2 (fixed term, daily) and Plan 3 (flexible monthly).
Tecno Spark 50 Pro – 4GB+128GB or 4GB+256GB
The Tecno Spark 50 Pro is the tough, fast-charging Spark: a Helio G100 Ultimate, 60W charging, and IP68 in 128GB or 256GB. Open it for the Plan 1 (low deposit, daily), Plan 2 (fixed term, daily) and Plan 3 (flexible monthly) tables.
OPPO A6 Pro – 8GB+256GB 4G
The OPPO A6 Pro is the AMOLED 4G Pro: a 6.57-inch 120Hz panel, 80W charging, and a 7,000mAh cell in a slimmer IP69 body. Plans on this phone: Plan 1 (low deposit, daily), Plan 2 (fixed term, daily) and Plan 3 (flexible monthly).
Gaming
Infinix GT 50 Pro – 12GB+256GB
The Infinix GT 50 Pro is the gaming Infinix we stock in 12GB+256GB, with a 144Hz 1.5K AMOLED, a Dimensity 8400 Ultimate, and a 6,500mAh Kenyan cell. Open it for the Plan 1 (low deposit, daily), Plan 2 (fixed term, daily) and Plan 3 (flexible monthly) tables.
Infinix GT 30 Pro – 12GB+256GB
The Infinix GT 30 Pro is the gaming 5G we stock, with shoulder triggers, a 1.5K 144Hz screen, and a Dimensity 8350 Ultimate chip. You can take it on Plan 1 (low deposit, daily) and Plan 3 (flexible monthly).
Tecno Pova Curve – 12GB+256GB
The Tecno Pova Curve is the slim 5G Pova: a curved 144Hz FHD+ AMOLED, a Dimensity 7300 Ultimate, and a 5,500mAh cell with 45W. The page shows Plan 1 (low deposit, daily), Plan 2 (fixed term, daily) and Plan 3 (flexible monthly).
5G on Safaricom
Infinix Hot 70 Pro 5G – 8GB+256GB
The Infinix Hot 70 Pro 5G is the 5G Hot we stock in 8GB+256GB, with a 144Hz Full HD screen, a Sony 50MP camera, and a 6,000mAh cell. Plans on this phone: Plan 1 (low deposit, daily), Plan 2 (fixed term, daily) and Plan 3 (flexible monthly).
OPPO A6 Pro 5G – 8GB+256GB 5G
The OPPO A6 Pro 5G is the radio step up: the same 6.57-inch 120Hz AMOLED as the 4G Pro, with a Dimensity 6300 and Safaricom 5G in an 8GB+256GB IP69 body. Open it for the Plan 1 (low deposit, daily), Plan 2 (fixed term, daily) and Plan 3 (flexible monthly) tables.
vivo V70 FE – 8GB+256GB or 8GB+512GB
The vivo V70 FE is the 200MP 5G vivo: a 6.83-inch 1.5K 120Hz AMOLED, a Dimensity 7360-Turbo, and a 7,000mAh cell with 90W. The page shows Plan 1 (low deposit, daily) and Plan 3 (flexible monthly).
Renewed flagships and iPhone
Samsung Galaxy S24 Ultra – 256GB or 512GB
The Galaxy S24 Ultra we sell is a renewed 2024 flagship with a titanium frame, a built-in S Pen, and a 200MP camera with real 3x and 5x zoom. Plans on this phone: the Renewed Device Plan.
Samsung Galaxy S23 Ultra – 256GB or 512GB
The Galaxy S23 Ultra we sell is a renewed 2023 flagship with a 6.8-inch QHD+ screen, a 200MP camera with real 3x and 10x zoom, and the S Pen in the body. Open it for the the Renewed Device Plan tables.
Motorola G Stylus – 128GB
The Motorola G Stylus we sell is a renewed 2024 moto g stylus 5G with a 6.7-inch pOLED, a pen in the body, and a 50MP camera with optical stabilisation. Plans on this phone: the Renewed Device Plan.
iPhone 17 Pro Max – 256GB, 512GB, 1TB or 2TB
The iPhone 17 Pro Max is Apple's largest 2025 Pro phone: a 6.9-inch 120Hz OLED, the A19 Pro chip, and three 48MP Fusion cameras with 8x optical-quality zoom. Open it for the the iPhone Instalment Plan tables.
New Samsung
Samsung Galaxy A17 – 4GB+128GB, 6GB+128GB or 8GB+256GB
The Samsung Galaxy A17 is the 4G Samsung with a 6.7-inch Super AMOLED, a steady 50MP camera, and a 5,000mAh battery that covers a full day of WhatsApp, YouTube, and M-Pesa. You can take it on Plan 3 (flexible monthly).
Which plan fits how you earn
Each phone shows only the plans that apply to it. Across the phones on this page you will see:
- Plan 1, Low Deposit Daily: bring a Kenyan ID and an active Safaricom line, pay a small deposit, take the phone, then pay a small amount every day for 12 months.
- Plan 2, Fixed Term Daily: a Kenyan ID and a 20% deposit, then daily payments over 6, 9, or 12 months. A shorter term means a bigger daily amount but less in total.
- Plan 3, Flexible Monthly: a Kenyan ID and a bigger first payment (50% to 90% of the price), then monthly payments for 1 to 6 months. It suits someone paid once a month.
- iPhone Instalment Plan: 40% of the price first, then weekly payments over 1 to 6 months. Bring your Kenyan ID and your last 12 months of M-Pesa statements.
- Renewed Device Plan: a Kenyan ID and approval first, then a deposit and weekly payments over 6 or 12 months. After approval the deposit can be paid on delivery. This plan is only for customers in Nairobi, Nakuru, Kiambu, Kajiado, and Machakos.
Every plan needs an active Safaricom line, because approval is based on your M-Pesa statement. On a daily or weekly plan you can add up the amounts and pay the whole month at once. If you fall behind, the phone locks until you catch up, then it unlocks and you carry on. You can clear the balance early, and paying early lowers what you pay in total.
For a full walk-through of the plans and every brand, see the main Lipa Pole Pole page.
Phone prices and deposits
Every phone page shows the cash price for the storage you pick. The deposit and payment amounts are in the table under the description, so you can compare phone prices in Kenya on cash and on a plan before you visit.
What you need to apply
- Your original Kenyan ID.
- An active Safaricom line, because approval is based on your M-Pesa statement.
- Your last 12 months of M-Pesa statements for the iPhone plan.
- An address in Nairobi, Nakuru, Kiambu, Kajiado, or Machakos for the renewed plan.
- The deposit or first payment shown in the table on the phone you pick.
- A few minutes in the shop at The Bazaar Plaza, 10th floor, Wing A, Suite 1038, or the same sign-up over WhatsApp on +254 739 238 917.
Pros and cons of buying a phone this way
| Pros |
Cons |
| Pick by need, then compare deposits side by side |
Paying over time costs more than cash |
| Daily, weekly, and monthly plans |
Missed payments lock the phone until you catch up |
| Clear early and pay less in total |
The renewed plan only covers Nairobi, Nakuru, Kiambu, Kajiado, and Machakos |
| Same-day pickup in Nairobi CBD |
Every plan needs a Safaricom line for the M-Pesa statement |
Questions about choosing a phone on a payment plan
Which phone has the best battery on a payment plan?
The Redmi Note 17 Pro 5G with 8,340mAh, then the vivo Y500 with 8,100mAh and the Realme C100d with 8,000mAh.
Which phone is best for photos on a payment plan?
The Tecno Camon 50 Ultra, vivo V70, and OPPO Reno 15 all have a real telephoto camera. The Redmi Note 15 Pro+ has a 200MP main camera.
Which phones survive water?
The Realme C75, vivo Y21d, itel Power 80, and OPPO A6 Pro carry IP68 or IP69 ratings. The Tecno Spark 50 Pro is IP68.
What happens if I miss a payment?
The phone locks until you catch up. As soon as you pay what is due, it unlocks and you carry on with the plan.
Can I clear the balance early?
Yes. You can pay off the balance any time, and paying early lowers the total you pay.
Can I get the phone the same day?
Yes. Once the deposit is paid and the sign-up is done, you can collect it the same day at The Bazaar Plaza in Nairobi CBD, or we deliver it anywhere in Kenya.
Visit our shop
We are at The Bazaar Plaza, Moi Avenue, 10th floor, Wing A, Suite 1038, Nairobi CBD. Come in and hold two or three phones side by side before you choose, or WhatsApp +254 739 238 917 to start.
Ask us which phone fits on WhatsAppHow Lipa Pole Pole works